THE BLOG - Ingram Mortgage Team

THE BLOG

April 17, 2019

Deposit vs Downpayment

As part of the mortgage and real estate processes, there’s a lot of confusion around the differences between the deposit and the downpayment. It’s important to […]
April 3, 2019

Buying A Home, The 30,000 Foot View

Did you know that the average Canadian will spend roughly 11 months actively engaged in the house buying process? However, most of the dreaming (and preparation) […]
March 20, 2019

Improving Your Credit Score

Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a mortgage. If you […]
March 6, 2019

Mortgage Documentation, Plan Ahead!

Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The […]
February 20, 2019

Avoid This Mistake When Shopping for a House

No doubt about it, buying a home is an emotional experience. It’s a game of balancing needs and wants, while trying to be honest with yourself […]
February 6, 2019

Spousal Buyout Mortgage?

If you happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow […]
January 23, 2019

Mortgage Post Bankruptcy

This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, […]
January 9, 2019

Mortgages – So Much More Than Just the Lowest Rate!

There aren’t too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A […]
December 19, 2018

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When […]