The Blog

December 13, 2017
Fall Survey Highlights Stress Test Fallout

Fall Survey Highlights Stress Test Fallout

OSFI’s forthcoming stress test for all uninsured mortgages after January 1 will have far-reaching effects across the mortgage industry, potentially removing up to 50,000 buyers from […]
May 24, 2012

Down Payment

OK, OK, I'm finally writing my first blog! I must admit I am feeling a little, no, a lot intimidated right now as I think the […]
May 23, 2012

What’s Your Best Rate?

So often this is the first question that clients ask. How can you blame them? The media and other outside influences have trained us to think […]
March 28, 2012

Purchase Plus Improvements

With 85% loan-to-value being the maximum you are now able to refinance your property, property values staying more level, and 30 years being the maximum amortization […]
March 26, 2012

Boosting Home Value Through Renovations

Renovating homes is becoming ever-more popular these days. Part of the reason, as the following article eludes to, is the extremely popular reality TV shows that […]
March 7, 2012

Mortgage Penalties To Be Clarified

Finally! After two years of waiting, the Finance Department has announced a new "code" that will force banks and lenders to clearly state how their pre-payment […]