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Finance Archives - Page 2 of 3 - Ingram Mortgage Team
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If you’ve recently gone through bankruptcy, you’re probably wondering how you’re ever going to get a loan again. The good news is that it is possible to rebuild your credit after bankruptcy. And while having bad credit can make it difficult to get a...
When you are buying or refinancing your home, the interest rate you receive is a key factor in your overall costs. By locking in your rate early, you can avoid the worry of potential increases in the months leading up to closing. An extended rate lock will give you...
What is a credit score? You’ve likely heard about credit scores many times before, but what exactly are they? Simply put, your credit score determines the likelihood of you as a borrower to pay bills when they are due. Your credit score is thus improved when you pay...
We have helped so many members of our mortgage family save money and buy their dream homes! But what about the costs between your down payment and monthly mortgage bills? Closing costs are important to budget for, as they can add up very quickly if you’re not...
With the 2019 pandemic, a few economists believed home sales would fall in BC however, that has not been the case. The housing market in BC is growing and demand is outweighing supply with no end in sight. The pandemic has certainly changed how we are living....
Have you ever wondered how much difference extra payments actually make in paying down your mortgage? Let’s take a look and maybe do a little math. The first (and largest) factor to look at is the amortization, which is the remainder of your mortgage’s life. A...
