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Expert Mortgage Advice - Page 8 of 14 - Ingram Mortgage Team
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We’re sure you have heard about mortgage pre-approvals. Brokers (ourselves included) strive to make the pre-approval process as simple as possible and give you the confidence needed to start looking for the house of your dreams. But what exactly is a mortgage...
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
Buying your first home is an exciting but stressful experience. It is nearly impossible to be prepared for every possible curveball the home buying process throws at you, but we have a few tips to keep in mind as you begin the process of buying your first home. ...
For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is just as important as the house. Luckily, you can follow the “5...
Every year our team holds the annual Charity Christmas Classic. This year, however, it will look a little different. While we need to stay 6 – feet apart the food banks need more donations than ever. We have decided to turn the 9th annual Charity Hockey Game...
A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...
The mortgage industry has become a more than $1.5 trillion dollar industry in Canada. As the industry grows so do the options Canadians can choose for a mortgage. Banks, credit unions, mortgage investment corporations, and mortgage brokers now offer everything from...
So you’re thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you’re getting yourself into when cosigning a mortgage? Co-signing a mortgage is a big decision. Here are some important items...
With the 2019 pandemic, a few economists believed home sales would fall in BC however, that has not been the case. The housing market in BC is growing and demand is outweighing supply with no end in sight. The pandemic has certainly changed how we are living....
Buying your first home is an exciting time. It can also be overwhelming. So many things to know and understand. In Canada, both the provincial and federal governments want to encourage people to buy a home and establish roots in their community. Programs have been...