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Variable vs Fixed Rate Mortgages: Which is Right for You?

Variable vs Fixed Rate Mortgages: Which is Right for You?

There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you understand the benefits of each, and hopefully provide clarity towards...
Tips For First Time Home Buyers

Tips For First Time Home Buyers

Buying your first home is an exciting but stressful experience. It is nearly impossible to be prepared for every possible curveball the home buying process throws at you, but we have a few tips to keep in mind as you begin the process of buying your first home.  ...
The “5 As” of a Neighbourhood

The “5 As” of a Neighbourhood

For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is just as important as the house. Luckily, you can follow the “5...

9th Annual Charity Christmas Classic

Every year our team holds the annual Charity Christmas Classic. This year, however, it will look a little different. While we need to stay 6 – feet apart the food banks need more donations than ever. We have decided to turn the 9th annual Charity Hockey Game...

What is a “Gifted” Down Payment?

A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...
5 Things You Need to Know Before You Co-Sign a Mortgage

5 Things You Need to Know Before You Co-Sign a Mortgage

So you’re thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you’re getting yourself into when cosigning a mortgage? Co-signing a mortgage is a big decision. Here are some important items...

Guide to First Time Home Buyer Programs in BC

Buying your first home is an exciting time. It can also be overwhelming. So many things to know and understand. In Canada, both the provincial and federal governments want to encourage people to buy a home and establish roots in their community.  Programs have been...