First Time Buyers

Are you a first-time buyer?


A new property is one of the largest single purchases a family can make.

To understand how to move through this process there are a few steps to take:

1. Find mortgage pre-approval amount Check out the getting started mortgage calculator to figure out how much can be borrowed.
2. Monthly mortgage payment check Use the mortgage rate calculator from Dominion lending to find out what monthly mortgage payments will look like.
3. Finding a home Using the MLS search find the ideal home and neighbourhood or contact a local realtor to find the best value.
4. Buying a home Mortgage pre-approved to prepare for a new home purchase.

Let the Ingram Mortgage Team help find the best mortgage. With electronic access to over 50 lenders, the Ingram Mortgage Team will ensure each customer receives the best rate for their first mortgage.

Make an appointment to talk to the Ingram Mortgage Team about a first time mortgage

Ultimate Variable Rate Mortgage (UVRM) Guarantee

The Ingram Mortgage Team guarantees that when it comes time to lock in a variable rate mortgage, the team will offer their best discounted fixed rates available.
What is the Ingram Mortgage Team UVRM Guarantee?

1. The team will keep an eye on mortgage rates! Whenever a rate changes, the team will inform you AND tell you when it’s a good time to lock-in to a fixed rate.
2. When locking-in a mortgage to a fixed rate the team GUARANTEEs the lender's best fixed rates OR the team will pay your breakage fee to get out of the mortgage to find a better rate.

This “Broker Rate Lock in Guarantee” means that the service doesn’t stop when your mortgage documents are signed—the team continues to look for the best mortgage options for as long as you have your mortgage with the Ingram Mortgage Team
Eligible Lenders: First National, Merix, Street Capital, Scotia, TD, Home Trust, Eq Bank, Canadiana Standard, CFF, ICICI, MCAP Standard, B2B, NBC, Coast Capital Savings.
  • Jordan Kremyr
    I was a first time home buyer and really didn’t know what to expect.  I wasn’t sure what my price range was or if I could even afford to get into the market.  However, Jeff and the Ingram Mortgage Team showed me it that becoming a home owner was possible and I was approved in no time.  I thought the whole process was going to be nerve racking and uneasy, but Jeff illustrated such optimism and care towards my family and I that it made it impossible to be uneasy.  Thank you Ingram Mortgage Team for being a key component to an important stage in my life.
    Jordan Kremyr
  • Trent & Misha
    We had the pleasure of working with the Ingram Mortgage Team during the recent purchase of our first home. Jeff always went above and beyond to explain the details of what we needed to know for our mortgage needs. He did all the research for us, secured the best rate (better than any bank), and always stayed on top of all the current information. We always felt very confident that Jeff had our best interest at heart and that we could trust him fully. We couldn’t ask for more in a Mortgage broker and we will definitely be recommending him to all of our future home-buying friends and family. A sincere thank you Jeff and the Ingram Mortgage team!
    Trent & Misha

Your dream home is waiting.