Tips For First Time Home Buyers

Tips For First Time Home Buyers

Buying your first home is an exciting but stressful experience. It is nearly impossible to be prepared for every possible curveball the home buying process throws at you, but we have a few tips to keep in mind as you begin the process of buying your first home.  ...

What is a “Gifted” Down Payment?

A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is often used when the new buyer does not have enough money to get to the 5%...

What’s Your Best Rate?

So often this is the first question that clients ask. How can you blame them? The media and other outside influences have trained us to think that way. Every website and window ad we come across is advertising some sort of rate. What the majority of consumers fail to...

Mortgage Brokers Provide Healthy Competition

Here is a great article talking, indirectly, on how mortgage brokers are very good for the economy and the end-consumers. In Australia, banks own over 93% of the mortgage market. There is no mortgage-securitization (CMHC) over there, which makes it very difficult for...