Blog
Variable vs Fixed Rate Mortgages: Which is Right for You?
There are many members of our mortgage family with both variable and fixed rate mortgages, but why? Is one not superior to the other? We’ll break down fixed and variable rate mortgages to help you...
Tips For First Time Home Buyers
Buying your first home is an exciting but stressful experience. It is nearly impossible to be prepared for every possible curveball the home buying process throws at you, but we have a few tips to...
The “5 As” of a Neighbourhood
For many people, buying a house is an exciting journey. While it may be tempting to jump right in and start looking for your dream home, remember that the neighbourhood you select for your family is...
9th Annual Charity Christmas Classic
Every year our team holds the annual Charity Christmas Classic. This year, however, it will look a little different. While we need to stay 6 - feet apart the food banks need more donations than...
What is a “Gifted” Down Payment?
A “Gifted” Down Payment is very common for first-time buyers. Essentially, a buyer’s family member will offer up money to go towards the down payment of their new home. A gifted down payment is...
Why Use a Local Mortgage Broker in Langley
The mortgage industry has become a more than $1.5 trillion dollar industry in Canada. As the industry grows so do the options Canadians can choose for a mortgage. Banks, credit unions, mortgage...
5 Things You Need to Know Before You Co-Sign a Mortgage
So you're thinking about co-signing for a mortgage? Do you really know what it means to be a mortgage cosigner? Do you know what you're getting yourself into when cosigning a mortgage? Co-signing a...
Why Surrey & Langley Residents Should Consider Refinancing
With the 2019 pandemic, a few economists believed home sales would fall in BC however, that has not been the case. The housing market in BC is growing and demand is outweighing supply with no end in...
Guide to First Time Home Buyer Programs in BC
Buying your first home is an exciting time. It can also be overwhelming. So many things to know and understand. In Canada, both the provincial and federal governments want to encourage people to buy...
What You Need To Know About CMHC Changes in 2020
In a recent report to the Standing Committee on Finance, Evan Siddall, CEO of the Canada Mortgage and Housing Corp. (CMHC) forecasted a decline of 9% - 18% in home prices over the next 12 months....
What You Should Know About Mortgage Refinancing
A mortgage refinance is by definition paying off your existing mortgage by signing up for a new one. People apply for a mortgage refinance to access home equity, get a lower rate to improve...
A Guide to Reverse Mortgages in Canada
What is a Reverse Mortgage? A Reverse Mortgage is a solution for homeowners age 55+ who have a lot of their life savings tied up in their home and they’d like to use some of it to improve...