Repeat Buyers

Experienced home buyer?

Get the tools to succeed in your next purchase.

Recent changes to the way buyers are qualified for their mortgage have affected the way lenders look at things, such as rental income from suites and rental properties.

It is important to ensure you consult with a professional to make sure you are taking advantage of your rental income, if you have any, to its fullest capabilities.

To help you get started with a home refinance check out the resources below.
1. Refinance interest savings calculator Calculate how much interest can be saved by remortgaging your home.
2. Mortgage payoff calculator Calculate how long it will take to pay off your mortgage by adding extra mortgage payments.

Contact us now to talk about a home refinance



Ultimate Variable Rate Mortgage (UVRM) Guarantee

The Ingram Mortgage Team guarantees that when it comes time to lock in a variable rate mortgage, the team will offer their best discounted fixed rates available.
What is the Ingram Mortgage Team UVRM Guarantee?

1. The team will keep an eye on mortgage rates! Whenever a rate changes, the team will inform you AND tell you when it’s a good time to lock-in to a fixed rate.
2. When locking-in a mortgage to a fixed rate the team GUARANTEEs the lender's best fixed rates OR the team will pay your breakage fee to get out of the mortgage to find a better rate.

This “Broker Rate Lock in Guarantee” means that the service doesn’t stop when your mortgage documents are signed—the team continues to look for the best mortgage options for as long as you have your mortgage with the Ingram Mortgage Team
Eligible Lenders: First National, Merix, Street Capital, Scotia, TD, Home Trust, Eq Bank, Canadiana Standard, CFF, ICICI, MCAP Standard, B2B, NBC, Coast Capital Savings.
  • Colby & Shannon Smith
    My wife and I were struggling with credit card debt.  We were making our payments, but we weren’t making any progress.  We went to the bank we had our mortgage with and they told us they couldn’t do anything for us.  I spoke to Jeff about our problem and he was able to use the equity in our mortgage through a refinance and he got us a rate that was much better than what any of the banks were offering.  Now, we are able to focus our money where we want it and are saving hundreds in interest, all thanks to the IMT.
    Colby & Shannon Smith

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